Berlin’s neighborhood businesses are woven into daily life, yet many struggle to find capital that fits their needs and values, while Berliners’ savings sit in ETFs and savings accounts where it is hard to know what is being funded. This talk treats that mismatch as a systems problem: what happens if the people who already shop at, work with and recommend a local business can also invest in it, in small amounts? I will share what the Regenerative Business Hub Berlin learned from a first pilot with Oktopulli, a Kreuzberg fair-fashion label, including how the model works, who it is for, what did not go as planned, and the real risks. You will leave with a clear picture of the model, a view on where it could and could not scale, and a chance to challenge it live.